Can ACE Cash sue me?

Can ACE Cash sue me?

Collectors would use legal jargon in calls to consumers, such as telling a consumer he could be subject to “immediate proceedings based on the law” even though ACE did not actually sue consumers or attempt to bring criminal charges against them for non-payment of debts.

Is ACE Cash Express com legit?

Ace Cash Express is best for people that need a small short-term loan just to get them through their next payday. The application process is fast and easy and there aren’t many borrower requirements. Due to the high rates however, Ace Cash Express is not a good financial solution if you need a bigger loan.

Who is the owner of ACE Cash Express?

Populus Financial Group
About Populus Financial Group Populus Financial Group™ provides financial services through its family of brands including ACE Cash Express®, ACE Elite™ Visa® Prepaid Debit Card and ACE Flare™ Account by MetaBank®.

Is ACE check Cashing a bank?

ACE Cash Express, Inc. is a financial services provider headquartered in Irving, Texas. ACE serves customers in 24 states and the District of Columbia both online and through a network of stores….ACE Cash Express.

Type Private
Headquarters Irving, Texas , United States
Area served United States

Can ACE Cash Express send me to jail?

4 attorney answers Absent fraud you can’t go to jail for not paying a debt. Pay day lenders threaten jail all the time and it is not legal under the FDCPA (fair debt collection practices act).

Can you be served for not paying a payday loan?

No, you can’t go to jail for not paying payday loans So even if they are threatening jail time, the law is clear. In the United States, you cannot go to jail for not paying back a payday loan. Failure to pay back a loan is not fraud, and it is not a criminal offense.

Does ACE report to credit bureaus?

ACE Cash Express makes it easy for consumers with good, bad, or no credit to borrow small-dollar loans and boost their credit report with alternative credit reporting agencies. However, this lender does not report to the three traditional credit bureaus.

How long has ACE Cash Express been around?

Over 900 Locations Across the Nation. Since 1968, ACE Cash Express has opened its doors to clients looking for financial services.

Is ACE Cash Express a public company?

A publicly traded company since 1993, ACE has labored to overcome the popular preconception that the check-cashing business is a sordid industry exploiting the poor and disadvantaged. Check-cashing stores existed long before ACE Cash Express, Inc.

How do you cash a third party check without the other person?

What You’ll Need. Gather two forms of photo identification. The most important part of cashing a third party check without a personal account is proving you are the person whose name is written on the check. To do this, the bank or check cashing place will usually ask for at least two forms of picture identification.

Where can I cash a Metabank check?

Check Cashing Locations Check with your local Walmart Money Center for more details. Our checks may also be cashed at 7-Eleven stores equipped with the Vcom check-cashing kiosk.

Can you go to jail for not paying cash express?

The Consumer Financial Protection Bureau, which is responsible for regulating payday lending at the federal level says “No, you cannot be arrested for defaulting on a payday loan”.