How do I activate my first Premier credit card?
By phone at the toll-free number 1-800-987-5521. After selecting the language, provide your personal information and card details when asked. After that, your card is activated. You will also receive an SMS from the bank that your credit card is activated.
Is First Premier a real credit card?
The First Premier Bank Mastercard is a perfect example. It’s an unsecured card that offers approval to a wider range of credit profiles than many other credit cards.
What is FPB credit card?
More than a credit card, MasterCard Black is a powerful tool for our select group of customers, a method of payment accepted worldwide, providing special treatment and exclusive benefits to the cardholders. The MasterCard Black credit card is issued by FPB Bank Inc.
Does First Premier Bank sue?
Yes, First PREMIER Bank can sue you. First PREMIER Bank can hire a lawyer to file a breach of contract lawsuit against you for the underlying debt, fees, and costs. If you’ve been sued by First PREMIER Bank, do not ignore the lawsuit; you may have defenses.
Does First Premier Bank give credit increases?
You can apply for a credit limit increase on your First Premier card any time, but can’t receive an increase until you have been a customer for 13 months. Increases range between $100 and $200 and they will charge you 25% of the amount by which the limit is increased.
Can you withdraw cash from First Premier credit card?
You can withdraw money from the First Premier Bank Credit Card as a cash advance. Once your account is open, your initial cash advance limit will be 10% of your credit limit. And, you’ll start accruing interest on cash advances immediately. So, it’s best to avoid taking cash advances.
What credit score do you need for a first Premier credit card?
What Credit Scores Do I Need to Qualify for the First PREMIER Bank Credit Card? The First PREMIER Bank Credit Card is not hard to qualify for: It’s designed for people with poor credit. If you’re within 300–579 for FICO or 300–649 for VantageScore, you’re considered to have bad or poor credit.
How long does it take for available credit after payment First Premier?
WalletHub, Financial Company Funds availability for First Premier credit cards depends how you sent your payment. If you mailed it, you should allow 7-10 days for your payment to be posted.
How do I remove my First Premier account from my credit report?
Please allow up to 45 days for the account to be deleted from your credit report. We apologize for any inconvenience you experienced. If you have any further questions, please contact our Customer Service Department at 1-800-987-5521.
What is the highest credit limit for First Premier Bank?
As mentioned earlier, your credit limit with the First Premier Bank Credit Card will be $300, $400, $500, $600, $700 or $1,000 depending on your creditworthiness. The card’s annual fee, monthly fees and program fee vary based on your credit limit.
Is there an annual fee for First Premier credit card?
Program fee: This is a one-time fee charged when you open the account. It ranges from $55 to $95. Annual fee: This ranges from $75 to $125 in the first year and $45 to $49 after that. First Premier cards with smaller credit limits don’t charge monthly fees in the first year, but they do so afterward.
Can I use my premier bank card at ATM?
What ATM can I use my First PREMIER Credit Card at? You can use your card at any ATM displaying the Cirrus logo. To use an ATM, you must have your Personal Identiﬁcation Number (PIN). Call 1-888-891-2435 to set up your personalized identiﬁcation number.
How does first Premier protect you from fraud?
Learn how First PREMIER protects you and how to protect yourself from security breaches and fraud. First PREMIER Online and Mobile Banking are FREE and feature-rich, giving you 24/7 access and control over your accounts. Check balances, transfer funds, pay bills, view eStatements any time.
What can first Premier Bank do for You?
First PREMIER Bank offers realtime credit card alerts! You can quickly and easily set up free alerts for purchase limits, PIN changes, international transactions and much more all from your mobile phone. Checking your available credit, recent transactions or payment history has never been easier.
Where can I find first Premier Bank app?
Download it from the Apple App Store or Google Play Store. As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands our customers’ needs. Based in the United States and available six days a week, our friendly customer service associates are ready and able to help you get the answers you need quickly.